What are the prohibitions of ribbis (charging interest)? Who violates them?
I lent with interest (ribbis) before becoming aware of the severity of this prohibition. What should I do now?
Is it permissible for me to buy bonds issued by Jewish-owned companies or the State of Israel? Can I maintain an interest-bearing account in an Israeli bank?
Is it permissible to take a mortgage from a Jewish mortgage broker or a Jewish-owned mortgage company?
What is a "heter iska?"
What is the basis of the heter iska? Can it be used for all loans?
How does a "heter iska" operate?
Many businesses list one price for immediate cash payment and a more expensive price for credit or payment in installments. Is such a pricing practice allowed?
Can I offer 2/10 net-30 terms, i.e., full payment is due within 30 days, with a 2% discount for payment within 10 days?
A car dealer offers a 10% discount on next year's model if payment is made by May 31, four months before delivery. May I take advantage of this offer?
Is there a ribbis problem is receiving a discount for a yearly subscription to a magazine or in buying a discounted bus ticket for multiple rides?
I am renting a summer home for July and August at $2,500 a month. The landlord is willing to accept $4,500 if the entire sum is prepaid. Can I accept this offer?
My business is low in cash. Can I offer my workers a "bonus" or "compensation" if they agree to delay payment of wages for a month?
A dry cleaners has the following price arrangement: $1 per shirt if prepaid; $1.50 if paid at pickup. Is there a violation of ribbis in this arrangement?
Many schools and camps provide "early-bird" discounts if payment is made ahead of time. Is this practice allowed?
Does the prohibition of ribbis apply also to borrowing merchandise? For example, may I borrow produce and repay later an equivalent or greater amount?
Under what circumstances are merchandise loans permitted?
Can I borrow and repay Israeli shekalim (NIS) in the States even if the shekel rises? Conversely, can a person in Israel borrow and repay dollars?
A relative lent me money to publish a sefer. May I give him a complimentary copy of the sefer as a token of appreciation?
My uncle lent me money to buy a house. When I repay the loan, may I attach a letter of profuse thanks?
A cousin asked me to grant him a $25,000 loan, which required withdrawing money from my savings account. Can I charge him the 2% that I would have earned?
Is there any requirement to grant an interest-free loan or just a prohibition to charge ribbis?
What are the responsibilities of the borrower to the lender?
